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Get your Virginia boat protection plan in 2 minutes, from $33/month

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Answer a couple of questions and we’ll provide you accurate real-time quotes in minutes

Explore coverage plans that fit your budget & start saving on repairs today

Life Insurance

Boat Full Coverage

From $732 or $61/mo No credit card required

Complete boat and engine coverage. Recommended for boats without cabin.

Coverage Includes:

  • Complete Engine Coverage
  • Transmission Components
  • Housing Components
  • Anchor Components
  • Electronic HI-Tech Components
  • Electrical Components
  • Fuel System Components
  • Engine Cooling Components
  • Oil Injection Components
  • Power Trim Components
  • Power Steering Components
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Life Insurance 2

Boat & Cabin Full Coverage

From $1119 or $99/mo No credit card required

Full coverage for boat, engine, and cabin components. Tailored more for boats with a cabin.

Boat Full Coverage Plus:

  • Air Conditioning/Heat Pump/Ventilation Components
  • Auxiliary Generator Components
  • Cabin Electrical And Shore Power Components
  • L.P. System Components
  • Non-Hydronic L.P. And Electric Furnace Components
  • Non-Hydronic L.P. And Electric Water Heater Components
  • Range/Oven Components
  • Refrigerator Components
  • Waste System Components
  • Water System Components
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Life Insurance

Engine Only Coverage

From $389 or $33/mo No credit card required

This coverage is only for your engine. Protect your engine block, cylinder heads, water pump, and more.

Coverage Includes

  • Gas & Diesel Engine Coverage
  • Engine Block
  • Cylinder Heads
  • Intake Manifold
  • Oil Pan
  • Engine Mounts
  • Water Pump
  • Jet Drive Components
  • Flywheel/Flexplate
  • Exhast Manifold
  • Engine Mounts
  • External Engine Parts
  • All internal lubricated parts
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Coverage To Give You Peace Of Mind

Instantly pre-Qualify

Industry Leading Coverage

Coverage provided by a global
leader, with over 500,000+
commercial policies in force.

Qualify Regardless of Credit

Excellent Carrier Rating

Our carrier partners are rated "A-"
(Excellent) with a Financial Size of
"XV" by AM Best.

See Real Rates and Monthly Payments

Modern Designed Programs

Custom, modern designed marine programs
with low $100 deductibles, monthly payment
plans, and term options from 1 to 5 years.

Protect your boat or engine with an extended service contract in 2 minutes

Choose your protection type, see your quote and payment options and start your protection today

Boat Protection Rates

Flexible packages for complete boat coverage or choose to only protect your engine or electronics

No need to shop around. Our coverage packages are very competitive and customized to fit your budget.

Lowest Rates

Shop the most competitive rates and protect your boat in minutes

We'll provide you the best coverage at the most competitive rates.


We've got you covered

Feel peace of mind that your protected by one of the largest global carriers with a "A-" (Excellent) rated with a Financial Size of "XV" by AM Best.

The easiest claim process
for the marine industry

We make it easy and fast to report a claim and get paid. And all 100% online

Upload Photos

Upload your estimate & photos

Upload your estimate, photos, and claim information

Submit Banking

Submit your banking information

Enter and verify your bank account information for payment or reimbursement

Dependable Payment

Dependable payment

Our contracts have a low $100 deductible to ease your stress at critical times

Average Repair Costs

Boat and engine repair costs can be costly. Below are some example and average repair costs without a boat protection coverage.

Average accessory repair cost



Electrical & Heating


Trim System


Ski/Wakeboard Speedometer


Engine Components

Power Head




Oil Injection System


Jet Drive




Power Trim and/or Tilt






Stern Drive Upper Housing


Stern Drive Lower Unit


Average accessory repair cost

Auxiliary Generator


Bow Thrusters


Electronic High Tech Package


Fresh Water System


Frequently Asked Questions